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Hey, so I pretty much wasted my $50 sign-up offer and need to get some more 👼. Two questions: 1. What if I create another account (different name, ip, etc. etc.) and ask someone to login and add their bank account (this is safe for them, because I wouldn't be able to see the full card number...

yes, the best option is to check with the hosting company if they allow it. You can also go with OVH.

Interessed